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Compare Over-50 Life Insurance

Compare our selection of over-50 life insurance providers in the table below. Whether you are looking for level term, decreasing term or whole of life insurance we provide you with an independent service to help you find the right life insurance deal. We have access to all major over-50 life insurance providers. Send us an enquiry or call us on 0808 169 9664 for free quotes and advice. Our qualified advisers will make sure you are eligible for any deal before you apply and will provide expert support through the entire process.

AA Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo Unlimited Yes 80 years £5 per month Get Quote
£50 M&S Gift Card for new customers. 0808 169 9664

AIG Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo £15,000 Yes 85 years £5 per month Get Quote


Legal & General Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo Unlimited Yes 80 years £5 per month Get Quote
£85 M&S Gift Card for new customers. 0808 169 9664

British Seniors Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo £20,000 Yes 80 years £3.72 per month Get Quote

Aviva Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo £100 per month premium limit Yes 80 years £7 per month Get Quote

Royal London Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo £10,000 Yes 80 years £3.95 per month Get Quote
£70 Argos Gift Card for new customers 0808 169 9664

Post Office Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo £10,000 Yes 80 years £7 per month Get Quote
£50 Argos Gift Card for new customers 0808 169 9664

One Family Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo £5,000 Yes 80 years £8 per month Get Quote
£30 M&S Gift Card for new customers 0808 169 9664

Zurich Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo Unlimited No 73 years £14 per month Get Quote

SunLife Over 50 Life Insurance

Provider Maximum Cover Guaranteed Acceptance Age Limit For New Customers From Action
logo £18,000 Yes 85 years £3.90 per month Get Quote
£90 M&S or Argos Gift Card for new customers 0808 169 9664

Provider Details

AA Over 50 Life Insurance

Get Quote
  • Maximum CoverUnlimited
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers80 years
  • From£5 per month
£50 M&S Gift Card for new customers. 0808 169 9664
Provider Details

AIG Over 50 Life Insurance

Get Quote
  • Maximum Cover£15,000
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers85 years
  • From£5 per month

Provider Details

Legal & General Over 50 Life Insurance

Get Quote
  • Maximum CoverUnlimited
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers80 years
  • From£5 per month
£85 M&S Gift Card for new customers. 0808 169 9664
Provider Details

British Seniors Over 50 Life Insurance

Get Quote
  • Maximum Cover£20,000
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers80 years
  • From£3.72 per month
Provider Details

Aviva Over 50 Life Insurance

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  • Maximum Cover£100 per month premium limit
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers80 years
  • From£7 per month
Provider Details

Royal London Over 50 Life Insurance

Get Quote
  • Maximum Cover£10,000
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers80 years
  • From£3.95 per month
£70 Argos Gift Card for new customers 0808 169 9664
Provider Details

Post Office Over 50 Life Insurance

Get Quote
  • Maximum Cover£10,000
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers80 years
  • From£7 per month
£50 Argos Gift Card for new customers 0808 169 9664
Provider Details

One Family Over 50 Life Insurance

Get Quote
  • Maximum Cover£5,000
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers80 years
  • From£8 per month
£30 M&S Gift Card for new customers 0808 169 9664
Provider Details

Zurich Over 50 Life Insurance

Get Quote
  • Maximum CoverUnlimited
  • Guaranteed AcceptanceNo
  • Age Limit For New Customers73 years
  • From£14 per month
Provider Details

SunLife Over 50 Life Insurance

Get Quote
  • Maximum Cover£18,000
  • Guaranteed AcceptanceYes
  • Age Limit For New Customers85 years
  • From£3.90 per month
£90 M&S or Argos Gift Card for new customers 0808 169 9664

Over-50 Life Insurance Jargon Buster

  • Accidental Death Benefit?

    A tax free lump sum paid out to your family if you die in an accident.

  • Critical Illness Cover

    Critical Illness Insurance will pay you a lump sum if you are diagnosed with a critical illness during the term of the policy. Critical illnesses will be defined in the terms and conditions of the individual policy.

  • Decreasing Term Insurance/Mortgage Protection Insurance

    The amount of money paid out in this type of insurance policy reduces over time. They are usually taken out to cover a capital repayment mortgage, so as you pay off the loan, the value of the insurance policy reduces at the same pace.

  • Funeral Insurance

    Many over-50 life insurance policies include funeral insurance or final expense insurance. This is a lump sum paid out to cover the cost of your funeral after you die.

  • Guaranteed Acceptance

    Most over 50 insurance plans offer “guaranteed acceptance” which means as long as you are within their age limits they will not prevent you from taking out a policy because of your health. Most do not require any type of medical exam or questionnaire.

  • Income Protection Insurance

    This type of insurance policy pays out a monthly amount if you are temporarily unable to work due to an accident or illness. It is designed to replace your income and can be used to pay household bills such as your mortgage, car repayments and energy bills.

  • Joint Life Insurance

    This type of policy protects you and your partner.

  • Level Term Insurance

    The most basic type of life insurance available in the UK. This type of policy pays out a lump sum should you die during the life of the policy. You pay a fixed monthly amount for an agreed amount of time.

  • Whole Life Insurance

    Also know as permanent life insurance, this type of insurance policy stays in place until you die, whenever this may be.




Disclaimer: TheMoneyDaily’s service is not intended to be, nor should it be construed as financial advice. We help our readers make informed decisions and can introduce you to comparison services and provide impartial information and guides. Where appropriate, we may introduce FCA authorised partners who can provide services relating to financial products.