A loan may seem like a simple product: you borrow an agreed amount from the bank and pay it back - plus interest - over time. But lending money can be a risky business, and there a...

- Banking

Few of us can comfortably afford to pay the full cost of a new car without needing to tap into some additional funds. But before you get into borrowing money through car loans for ...

- Banking

A credit report is a detailed report of an individual's credit history. Credit rating agencies collect information and create credit reports based on that information, and lenders ...

- Banking

If you are unsure what a secured loan is, this guide will answer your questions about this type of borrowing and the advantages and disadvantages of it. A secured loan is money tha...

- Banking

Time is running out for consumers to make PPI compensation claims. If you feel you may have a valid claim you should start the process now. New rules may stop you from claiming mis...

- Banking

A junior or child ISA is a tax-free saving or investment account that allows under-18s to save up to £4,260 in the current tax year (2018/19). The lump sum saved then remains tax-f...

- Banking

Don’t put off buying a car because you're afraid of the car finance maze. Instead, get in the driving seat and secure the best possible deal.

- Banking

Opting for a buy-to-let mortgage is a serious financial commitment, which is why you cannot afford

- Banking

Generally the old adage ‘safe as houses’ still holds. Houses and the land they stand on are material assets - even if their nominal market value declines the value of houses and la...

- Banking

The word “stoozing” will probably bring back memories for many people who were taking out credit cards ten to fifteen years ago. It was a peculiar phenomenon where, by borrowing mo...

- Banking