Compare Car Insurance
We’ve introduced the insurance experts at Quotezone to provide you with a car insurance quote service in the UK. Gathering car insurance quotes can be a frustrating and time consuming process. Just fill in the short form below to compare quotes from up to 100 UK car insurers. Over 3m quotes have been generated so far. Monthly and annual payment plans are available and you can buy online or contact the insurer by telephone.
Some Of The Insurers You Can Compare Quotes From
Car Insurance Jargon Buster
Your insurance company will work with a network of garages that they have approved to carry out work on your car on their behalf.
Some drivers opt to have a “black box” installed in their car that tracks their driving including your mileage, speed, acceleration and braking to determine how risky a driver you are. Drivers who have black boxes fitted are often given cheaper insurance quotes.
Certificate of Insurance
This piece of paper is issued by your insurance company and proves you have valid insurance cover for a 12 month period of time. You will need this document if you are involved in an accident or when you are taxing your car.
This is the highest level of car insurance available in the UK. This type of policy includes third party insurance and insurance for your own car. So even if you are the cause of an accident you will be fully covered by a comprehensive insurance policy.
Excess is the amount of money you are required to pay for a claim with the balance being paid by the insurer. Most insurance policies have some sort of compulsory excess to discourage small claims from consumers.
No Claims Discount
If you don’t make a claim on your insurance policy you are entitled to a discount on the next year’s cost. Over a number of years this discount builds up allowing you to enjoy cheaper premiums. It is a bonus designed to encourage and reward good driving.
This is the cost of the insurance policy and is usually paid 12 months in advance or on a monthly basis. Annual premiums usually work out cheaper than monthly premiums.
Third Party Insurance
This is the minimum amount of insurance required by law. This type of policy will cover injuries to other people, damage to other peoples cars and accidents caused by drivers names on your policy.
Third Party Fire & Theft
This type of insurance policy offers protection for fire damage and theft (assuming you were not the cause) as well as third-party coverage.