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Compare Breakdown Cover

Breakdown cover is one of those everyday things that people tend to forget about and auto-renew each year. By doing so there is a good chance they are paying over the odds. There are a lot of great deals out there for basic policies or fully comprehensive cover for under £50. Use our breakdown cover comparison table below to find the best deals in the UK this month.

RescueMyCar.Com

Provider Individual/Vehicle Cover Options Costs Action
logo Both Roadside Assistance, Recovery, Home Cover & European From £16 See Deal

Start Rescue

Provider Individual/Vehicle Cover Options Costs Action
logo Both Roadside Assistance, Recovery, Home Cover & European From £26.90 See Deal

Green Flag

Provider Individual/Vehicle Cover Options Costs Action
logo Both Roadside Assistance, Recovery, Home Cover & European From £25 See Deal

RAC

Provider Individual/Vehicle Cover Options Costs Action
logo Both Roadside Assistance, Recovery, Home Cover & European £30.48 See Deal

AA Breakdown Cover

Provider Individual/Vehicle Cover Options Costs Action
logo Both Roadside Assistance, Recovery, Home Cover & European from £39 See Deal

Aviva Breakdown Cover

Provider Individual/Vehicle Cover Options Costs Action
logo Both Roadside Assistance, Recovery, Home Cover & European From £32.45 See Deal

Direct Line Breakdown Cover

Provider Individual/Vehicle Cover Options Costs Action
logo Both Roadside Assistance, Recovery, Home Cover & European From £25 See Deal

GEM Motoring Assist

Provider Individual/Vehicle Cover Options Costs Action
logo Individual Only Roadside Assistance, Recovery, Home Cover & European From £65 See Deal

Age UK Breakdown Cover

Provider Individual/Vehicle Cover Options Costs Action
logo Vehicle Only Roadside Assistance, Recovery, Home Cover & European From £69 See Deal

Emergency Assist

Provider Individual/Vehicle Cover Options Costs Action
logo Vehicle Only Roadside Assistance, Recovery, Home Cover & European From £16.50 See Deal

Provider Details

RescueMyCar.Com

See Deal
  • Individual/VehicleBoth
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • CostsFrom £16
Provider Details

Start Rescue

See Deal
  • Individual/VehicleBoth
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • CostsFrom £26.90
Provider Details

Green Flag

See Deal
  • Individual/VehicleBoth
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • CostsFrom £25
Provider Details

RAC

See Deal
  • Individual/VehicleBoth
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • Costs£30.48
Provider Details

AA Breakdown Cover

See Deal
  • Individual/VehicleBoth
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • Costsfrom £39
Provider Details

Aviva Breakdown Cover

See Deal
  • Individual/VehicleBoth
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • CostsFrom £32.45
Provider Details

Direct Line Breakdown Cover

See Deal
  • Individual/VehicleBoth
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • CostsFrom £25
Provider Details

GEM Motoring Assist

See Deal
  • Individual/VehicleIndividual Only
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • CostsFrom £65
Provider Details

Age UK Breakdown Cover

See Deal
  • Individual/VehicleVehicle Only
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • CostsFrom £69
Provider Details

Emergency Assist

See Deal
  • Individual/VehicleVehicle Only
  • Cover OptionsRoadside Assistance, Recovery, Home Cover & European
  • CostsFrom £16.50

Types of Breakdown Cover

  • Automatic Policy

    This is the most common type of Breakdown Cover and is a fairly standard policy that charges you an annual fee and covers you for a certain number of call-out’s per year. Your vehicle will be fixed and you will be charged nothing for the call out. It’s a convenient option for most people and only fails to cover you if your car is an old banger that needs to be fixed every other week.

  • Insurance Policy

    The second type of Breakdown Cover is often a cheaper “pay as you go” option that works like a traditional insurance policy. When you contact your provider they will pass the call to a local company. You will pay for the call out and recovery and then claim the money back from your provider. The reason it’s cheaper is that it’s a bit more work on your part.

 

Your Options Explained

  • Roadside Assistance

    is the most basic for of Breakdown Cover. If you break down away from home your breakdown company will send a mechanic to wherever you are. Most companies won’t come out if you are less than a quarter of a mile from your home. Hopefully, they will fix the problem there and then but if this isn’t possible they will take you and your car to the nearest garage or back to your home, depending which is closer. Each company and each policy varies as to how far they will tow you and what type of problems are covered for free.

  • Vehicle Recovery

    Vehicle Recovery is usually offered on top of the basic policy as an extra premium to ensure you, your passengers and your car are towed to anywhere in the UK.

  • Home Assistance

    Home Assistance is another option in case your car doesn’t start one morning or comes to a stop just as your setting off from home. Most companies cover you while you are less than a quarter of a mile from home and will either come immediately or at a later time if more convenient for you.

  • Full Cover

    Full Cover allows you to extend your policy to include onward travel. This normally includes a replacement vehicle for a set period of time, overnight accommodation while your car is being repaired or alternative transport costs. Each company provide slightly different cover so be sure to check out the details to ensure you sign up to the right policy for you.

 

What To Insure?

  • Cover Yourself Or Your Car

    When you ask for a quote you’ll be asked whether you want the recovery to cover the driver or the car. If you get cover for yourself it means you are covered in any car (useful if you often drive another family members car). If you choose to cover your car then the car is covered even if another driver is behind the wheel when it breaks down.

Disclaimer: TheMoneyDaily’s service is not intended to be, nor should it be construed as financial advice. We help our readers make informed decisions and can introduce you to comparison services and provide impartial information and guides. Where appropriate, we may introduce FCA authorised partners who can provide services relating to financial products.