mortgage

Compare Current Accounts

Compare our selection of savings accounts in the table below. Whether you are looking for an instant access account, a fixed term bond, a cash ISA or an investment ISA we’ve found the top deals available in the UK. When you find the savings plan you are looking for click on the “see deal” button to go straight to the provider and submit your application. All of the savings accounts featured in our tables are protected under the Financial Services Compensation Scheme (FSCS).

Popular Current Accounts

First Direct 1st Account

Provider Account Fees Overdraft Interest Rate Action
logo None £250 interest free overdraft then 15.9% AER 0.0% See Deal
Welcome gift worth up to £150 - Bose headphones, Fitbit, Amazon Echo, Expedia Vouchers.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Natwest Select Account

Provider Account Fees Overdraft Interest Rate Action
logo None £10 free then £6 per month.Interest at 19.89% EAR variable. 0.0% See Deal
£100 switching bonus. 2% cashback on a range of household bills if paid via direct debit.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Barclays Bank Account With Blue Rewards

Provider Account Fees Overdraft Interest Rate Action
logo £3 per month £15 interest free then £3 per day 0.0% See Deal
Earn up to £14 per month for the first 12 months via the Blue Rewards Scheme. Additional cashback offers with 150 retailers.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Nationwide FlexPlus Account

Provider Account Fees Overdraft Interest Rate Action
logo £13 per month Up to £250 interest free then £0.50 per day 3% on balances up to £2,500 See Deal
Includes UK & European breakdown cover, worldwide family travel and mobile phone insurance and commission free cash withdrawals abroad.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Santander 123 Current Account

Provider Account Fees Overdraft Interest Rate Action
logo £5 per month Free for 4 months then £1 per day 1.5% on balances up to £20,000 See Deal
1% cashback on water and council tax, 2% cashback on gas and electricity, 3% cashback on phone, broadband and TV.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Santander 123 Lite

Provider Account Fees Overdraft Interest Rate Action
logo £1 Free for 4 months then £1 per day 0.0% See Deal
Provider Account Fees Overdraft Interest Rate logo £5 per month Free for 4 months then £1 per day 1.5% on balances up to £20,000 1% cashback on water and council tax, 2% cashback on gas and electricity, 3% cashback on phone, broadband and TV.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Royal Bank Of Scotland Select Account

Provider Account Fees Overdraft Interest Rate Action
logo None £10 free then £6 per month.Interest at 19.89% EAR variable. 0.0% See Deal

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Halifax Reward Current Account

Provider Account Fees Overdraft Interest Rate Action
logo None 1p per day per £7 borrowed 0.0% See Deal
£75 switch bonus. Earn £3 per month when you pay in £750 and pay 2 direct debits. Earn up to 15% cashback from selected retailers.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Bank Of Scotland Platinum Account

Provider Account Fees Overdraft Interest Rate Action
logo £17 per month £300 interest free then 1p per day per £7 overdrawn 0.0% unless you add on \'Vantage\' See Deal
Includes AA breakdown cover, worldwide family travel and mobile phone insurance.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


HSBC Advance Account

Provider Account Fees Overdraft Interest Rate Action
logo None 17.9% AER 0.0% unless you add a Regular Savers Plan See Deal
5% AER interest rate available with a Regular Savers plan.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.


Provider Details

First Direct 1st Account

See Deal
  • Account FeesNone
  • Overdraft£250 interest free overdraft then 15.9% AER
  • Interest Rate0.0%
Welcome gift worth up to £150 - Bose headphones, Fitbit, Amazon Echo, Expedia Vouchers.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

Natwest Select Account

See Deal
  • Account FeesNone
  • Overdraft£10 free then £6 per month.Interest at 19.89% EAR variable.
  • Interest Rate0.0%
£100 switching bonus. 2% cashback on a range of household bills if paid via direct debit.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

Barclays Bank Account With Blue Rewards

See Deal
  • Account Fees£3 per month
  • Overdraft£15 interest free then £3 per day
  • Interest Rate0.0%
Earn up to £14 per month for the first 12 months via the Blue Rewards Scheme. Additional cashback offers with 150 retailers.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

Nationwide FlexPlus Account

See Deal
  • Account Fees£13 per month
  • OverdraftUp to £250 interest free then £0.50 per day
  • Interest Rate3% on balances up to £2,500
Includes UK & European breakdown cover, worldwide family travel and mobile phone insurance and commission free cash withdrawals abroad.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

Santander 123 Current Account

See Deal
  • Account Fees£5 per month
  • OverdraftFree for 4 months then £1 per day
  • Interest Rate1.5% on balances up to £20,000
1% cashback on water and council tax, 2% cashback on gas and electricity, 3% cashback on phone, broadband and TV.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

Santander 123 Lite

See Deal
  • Account Fees£1
  • OverdraftFree for 4 months then £1 per day
  • Interest Rate0.0%
Provider Account Fees Overdraft Interest Rate logo £5 per month Free for 4 months then £1 per day 1.5% on balances up to £20,000 1% cashback on water and council tax, 2% cashback on gas and electricity, 3% cashback on phone, broadband and TV.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

Royal Bank Of Scotland Select Account

See Deal
  • Account FeesNone
  • Overdraft£10 free then £6 per month.Interest at 19.89% EAR variable.
  • Interest Rate0.0%

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

Title

See Deal
  • Account FeesNone
  • Overdraft1p per day per £7 borrowed
  • Interest Rate0.0%
£75 switch bonus. Earn £3 per month when you pay in £750 and pay 2 direct debits. Earn up to 15% cashback from selected retailers.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

Bank Of Scotland Platinum Account

See Deal
  • Account Fees£17 per month
  • Overdraft£300 interest free then 1p per day per £7 overdrawn
  • Interest Rate0.0% unless you add on \'Vantage\'
Includes AA breakdown cover, worldwide family travel and mobile phone insurance.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Provider Details

HSBC Advance Account

See Deal
  • Account FeesNone
  • Overdraft17.9% AER
  • Interest Rate0.0% unless you add a Regular Savers Plan
5% AER interest rate available with a Regular Savers plan.

Representative Example: AER based on £1,000 deposits. Overdraft based on being £1,000 overdrawn.

Current Account Jargon Buster

  • AER

    Annual Equivalent Rate (AER) shows the interest rate that would be added to the money you have deposited if interested was paid on an annual basis. A higher AER rates means better returns on the money you have saved. AER is a calculation of the compound interest and any introductory rates to give consumers a more accurate figure they can use to compare different savings accounts.

  • BACS

    Bankers Automated Clearing Services allows you to make payments directly from your account to any other UK bank account. This system processes direct debits, salary payments, standing orders etc.

  • Cashback/Rewards

    Cashback current accounts will allow you to earn while spending money via direct debit or your debit card. Cashback is usually offered as a % of the money spent and is added as credit to your account or can be in the form of vouchers. Rewards can come in the form of airmiles, nectar points or clubcard points.

  • Contactless Payment

    Tap your debit or credit card against a reader to quickly pay for good up to £30. No need to enter your pin number.

  • Direct Debit

    Direct Debits authorises companies to take payments from your bank account on an agreed date each month. They are designed for regular payments that might otherwise be forgotten. Direct Debits come with a protection guarantee if any mistakes are made.

  • Debit Card

    Debit Cards are used to make payments in person, over the phone or online. The amount paid is deducted from your account immediately so no interest can be charged by the bank (as with credit card payments).

  • Fees

    Fees are charges imposed by your bank and can be for a range of different activities. Fee’s vary between banks and it is important to understand your banks’ fee structure to avoid any nasty surprises on your account. Fee’s can be charged for everyday transactions like withdrawing cash or issuing a check. Fees can also be charged if you try to make transactions/payments while you have insufficient funds in your account.

  • Overdrafts

    Your account goes into overdraft when you spend more money than you have in the account. Most bank accounts allow for an overdraft but unless it is agreed in advance they will likely charge fees or interest for as long as the account is overdrawn.

Disclaimer: TheMoneyDaily’s service is not intended to be, nor should it be construed as financial advice. We help our readers make informed decisions and can introduce you to comparison services and provide impartial information and guides. Where appropriate, we may introduce FCA authorised partners who can provide services relating to financial products.