It's happened to all of us at some point in our lives - a breakdown in the middle of nowhere or on a busy road far from home. 99% of us have no idea how to fix the problem or how to get home when this happens. It's only at times like these we appreciate the value of Breakdown Cover and how integral it has become to owning a car. It's not that cars break down more often these days, in fact its the exact opposite, but everything breaks down at some point and people want the piece of mind provided by the man from the AA or RAC!
Fire, flood or misbehaving tenants - there are so many reasons why landlord insurance is important, if only to protect your sanity, your asset and your wallet. If the income from the property is needed to cover a mortgage, then having a plan in place should the tenant fail to make their payments could make the difference between a mishap and a disaster.
Everyone has the right to be safe at work, whether you work on a building site, an office or a supermarket. Of course, accidents will happen even in the safest workplaces and this is why all employers are required to have "Employers Liability Insurance" in place. This insurance policy covers compensation claims from employees who have been injured at work. Such injuries can be both physical (an injury or illness) and psychological (stress and anxiety caused by conditions at work). If you feel you may be entitled to compensation for an injury at work, read our intro guide below to find out how to go about it.
Income Protection Insurance (IPI) is a type of insurance policy designed to provide you with an income of up to 70% of your regular income in the event you become incapacitated and are unable to work due to an accident or serious illness. Some policies also cover against unemployment.
Children have the same rights as adults when it comes to making a compensation claim for personal injury. The main difference is a parent or guardian will make the claim on the child's behalf. While bumps and scrapes are a normal part of childhood, if an injury occurs due to a 3rd party's negligence, your child may be entitled to compensation. Many parents are not aware of their rights in this area so we have put together an short guide to tell you how and when you can make a personal injury claim on behalf of your child.
A duty of care now exists for the organiser of a sports event or the owner of a sports facility. If you are injured as a result of their negligence then you are perfectly entitled to seek compensation. Find out more below
Many of us love to travel, and taking out a travel insurance policy beforehand can better secure the financial safety of doing so. However, taking out such a policy with the necessary care shouldn’t involve simply choosing the cheapest one that you see on a price-comparison website. There are various other factors to consider that will ensure you are not only getting the best price, but are choosing a travel insurance policy that's right for you.
If you run a business and you’re considering taking out Public Liability Insurance, then there are a few things you need to know. We’ve put together a handy guide to set you off on the right track, so read on to discover more.
Professional Indemnity Insurance, what’s it all about? You might think that Professional Indemnity Insurance is the preserve of doctors, lawyers and other traditional professions, but its relevance and usefulness goes far further than that.
While doctors and nurses do a fantastic job in the UK things can sometimes go wrong and a personal injury can be caused by a medical procedure. The number of people who make claims for clinical or medical negligence in the UK has increased significantly in the UK and currently, stands at between 15,000 and 20,000 claims annually. Mistakes can happen in any profession but when they are made by doctors or other medical practitioners the impact on the patient can be serious, even fatal. For this reason, all medical professionals in the UK are required to have specialist insurance to guard against claims.